27-11-2018, 17:18
One of my clients was in a very similar position to you just last week. My overall advice to her was to be "economic with the truth". Don't obviously make fraudulent statements but don't go into great detail about what you do.
Self employed people can and do rent properties and some of them run businesses from them. Most of the webcammers I act for don't tell the agent/landlord what they do. If they have to they'll probably opt for describing themselves as a therapist or model.
The agents will probably asks for a copy of your form SA302 which you can download from the HMRC website. It shows your income but it doesn't show your occupation. Some may ask for a copy of your tax return. Be careful with that as the self employment pages have a box "Business description". Check what if anything is shown there. They can't demand a copy of your accounts and I would refuse to give them a copy. If you have an accountant they'll probably write to him/her for details of your income. This is often beneficial.
You may have more success with a private landlord than an agent because you'll be dealing with the property owner face to face and they'll be making the decision based on your character and ability to pay and may compromise if necessary.
Rents vary hugely depending on location but expect to pay a month's rent as a deposit as well as the first month's rent upfront.
Offering to pay (say) three months rent in advance may help but don't come across as desperate. Do you have a friend/relative who would act as a guarantor for the rent?
I hope this helps and don't panic you'll find somewhere.
Self employed people can and do rent properties and some of them run businesses from them. Most of the webcammers I act for don't tell the agent/landlord what they do. If they have to they'll probably opt for describing themselves as a therapist or model.
The agents will probably asks for a copy of your form SA302 which you can download from the HMRC website. It shows your income but it doesn't show your occupation. Some may ask for a copy of your tax return. Be careful with that as the self employment pages have a box "Business description". Check what if anything is shown there. They can't demand a copy of your accounts and I would refuse to give them a copy. If you have an accountant they'll probably write to him/her for details of your income. This is often beneficial.
You may have more success with a private landlord than an agent because you'll be dealing with the property owner face to face and they'll be making the decision based on your character and ability to pay and may compromise if necessary.
Rents vary hugely depending on location but expect to pay a month's rent as a deposit as well as the first month's rent upfront.
Offering to pay (say) three months rent in advance may help but don't come across as desperate. Do you have a friend/relative who would act as a guarantor for the rent?
I hope this helps and don't panic you'll find somewhere.
A chartered accountant specialising in the adult entertainment industry. Professional and discreet.
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