A chargeback when Adultwork steals your credits.

[Jessie45]

That's a third different thing. If you BUY credits as a service provider, just the same as service seeker, it does say in the TOS that credits you purchase to be added to your account cannot be later withdrawn.

Yes they can if you do a chargeback against the thieves. Karma will eventually get them for what they do anyway. The banks don't give two hoots about AW terms and conditions. Stealing is stealing.