Dailypay Question - How long for a decision, without 50 ratings?

[SluttPrincess]

Hello, im sorry to ask as I'm sure this has been asked before, but ive applied for dailypay, I dont have the amount of ratings needed, but seen that others have just been told to apply anyway, and a decision will be made. Under these circumstances, how long does a decision take? Just wanted to know as I would like to know if its worth waiting to receive dailypay or just transfer my credits today and wait a few weeks for them.

Thank you
Megan xxx